The Ultimate Guide to Buy Now Pay Later
A curated Kiwi edition of TechDay news, analysis, interviews, reviews, job moves, and related resources for Buy Now Pay Later (BNPL).
What to know about Buy Now Pay Later
Buy Now Pay Later (BNPL) is a payment method that allows consumers to purchase goods and services immediately while spreading the cost over time through instalments. This option is increasingly popular worldwide, driven by its convenience and flexibility, particularly among younger shoppers like Gen Z who are turning away from traditional credit cards.
The BNPL landscape is rapidly evolving with new partnerships, market expansions, and regulatory changes shaping its use. Readers can explore stories on how companies like Afterpay, Klarna, and Zip are growing BNPL services across different regions, how merchants are integrating these options to boost sales, and the impact of new rules starting in 2025 that aim to offer consumer protections while also creating questions about credit reporting and borrowing effects.
BNPL also intersects with wider trends in digital payments and fintech, including the rise of embedded finance, digital wallets, and new B2B payment platforms. However, readers should also be aware of potential risks highlighted in recent reports, such as the financial strain on vulnerable consumers and challenges with fraud and policy abuse. By following this tag, readers gain insights into the opportunities and challenges of BNPL and how it is reshaping modern retail and consumer finance.
Kiwi Buy Now Pay Later News
Regional stories with direct local relevance
Visa expands agentic commerce testing with NZ banks
Visa brings major New Zealand banks into programme testing AI-led payments, aiming to support secure agent-driven transactions across platforms.
Bridging the payment divide: How small businesses can align with consumer expectations in 2025
Many small businesses risk lost sales and loyalty as one in three still don't accept credit or debit cards, despite 86% of consumers relying on them.
NZ's eCommerce market set to grow as demand for alternative payment methods increases
New Zealand's eCommerce market set to grow 38% by 2025, with demand increasing for alternative payment methods.
Analyst Insights
Research and market analysis connected to Buy Now Pay Later
Expert Columns
Recent Buy Now Pay Later News
PayPal reshuffles into three divisions as executives shift
PayPal splits into three units as it names new bosses for checkout, consumer finance and crypto, while two senior executives depart.
Payment firms expand into broader merchant services
Stripe, PayPal, Adyen and Block are pushing into loyalty, lending and AI checkout tools as payment groups seek a bigger role in merchant commerce.
Accor Plus lifts conversion 39% after Endava overhaul
Accor Plus and Endava overhaul payments across Asia Pacific, boosting conversion 39% as new checkout options and faster load times cut friction.
Australians trade down to smaller treats, Experian says
Experian data shows Australian households are trimming big-ticket discretionary purchases but still spending on personal care, digital goods and travel.
PayPal brings payment links to Canva's 265 million
PayPal brings payment links into Canva for 265 million users, letting creators, entrepreneurs and small firms sell from designs with QR codes and checkouts.
InDebted launches Release for later-stage debt transfers
InDebted has launched Release, a late-stage debt transfer product for clients in Australia, New Zealand and Canada, as an alternative to sales.
Klarna tops 1 million merchants as leisure spend surges
Klarna has topped 1 million merchants worldwide as it accelerates into everyday and leisure spending, led by sport, hobby and wellness.
G2A adds Klarna to offer flexible payments for gamers
G2A adds Klarna at checkout, letting European gamers split or delay payments on over 90,000 digital titles and in-game purchases.
LemFi gains Bank of Canada oversight under new RPAA
LemFi gains Bank of Canada oversight under the new Retail Payment Activities Act, bolstering trust in its cross-border remittance services.
Rainforest adds PayPal to unify vertical software checkout
Rainforest adds PayPal, Venmo and PayPal Pay Later to its unified checkout for vertical software, aiming to shift users from cash and cheques.
Xero adds AI invoicing tools to help payments land
Xero unveils AI-powered invoicing and payment tools, promising to cut late payments and ease cash-flow strain for small businesses.
BPC named tech leader in 2025 SPARK Matrix ranking
BPC has been named a technology leader in QKS Group's 2025 SPARK Matrix for merchant payment platforms, recognising SmartVista's breadth.
Sabre, PayPal & Mindtrip unveil AI travel assistant
Sabre, PayPal and Mindtrip are teaming up on an AI travel assistant that lets users discover, book and pay for trips in one chat-based flow.
Gr4vy unveils Silent Mode for parallel fraud testing
Gr4vy launches Silent Mode to let merchants trial multiple fraud tools in parallel on live payments without affecting real customer outcomes.
GoCab raises USD $45m to grow African gig mobility
GoCab secures USD $45m in equity and debt to expand gig driver vehicle financing and electric mobility across Africa and emerging markets.
Adobe sees surge in AI-driven traffic & conversions
Adobe says generative AI referrals to retailers jumped nearly 700% over the 2025 holidays, driving longer visits and stronger conversions.
Retailers warned of post-holiday surge in chargebacks
Retailers urged to brace for early-year spike in chargebacks as mobile shopping and buy now, pay later fuel record US holiday spend.
Black Friday returns surge threatens brands' profits
Record Black Friday online sales risk hollowing out profits as soaring returns, refunds and BNPL queries squeeze retailers' margins.
AI, social media & flexible payments to drive festive shopping
AI, social media, and flexible payments like BNPL will shape festive shopping as 69% of consumers trust AI to assist their Black Friday and holiday purchases.